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Tuesday, December 28, 2010

auto insurance texas | Action Cars


In January 2008, Texas Auto Insurance Requirements changed from $ 20,000 / $ 40,000 / $ 15,000 to $ 25,000 / $ 50,000 $ 25,000.

Now that you know the limits, let me summarize what I mean. Keyword is "short cut" as it should always review the policy in detail. Location excellent review of insurance coverages and limits. Can not find it, call or e-mail agent. Probably going to stick with a friendly phone call this could be a red flag you're buying your insurance and get apples to apples cite. I'm sure it will be a good surprise to learn that you are learning more about politics and not the agent of the month.

$ 25,000 / $ 50,000 $ 25,000 Description:

- $ 25,000: The number this is the maximum amount the insurance company pay for damage to people. This coverage applies to injuries you, the designated driver or policyholder, then another. You and your family with the policy also covered when driving someone else with your permission. Note the word "license."

- $ 50,000: The number this is the maximum amount the insurance company pays for injury accidents. See above for injury.

- $ 25,000: The number this is the maximum amount the insurance company pay for damage to property. This coverage pays for damage you or someone driving the car with your permission, may cause property of another person. Usually, this means damage to someone else's car, but also damage the phone trees, fences, buildings and other structures your car hit. After that is "owned by someone else." This does not protect your property (auto). I hear a lot of time talking about the limits to customers. They say, "Why I have no need to expand my boundaries when my car is only worth $ 15,000?". This is the property of another person, so think about this for awhile. You cause an accident three cars (not that they were not texting while driving) and participating Honda Accord cars, Lexus RX 350 and Toyota Prius. It you hit it hard to believe Honda Accord car insurance adjuster for a total loss. Take time to do calculations. Do you think the limit is $ 25,000 enough? As for the coverage of your vehicle, which is available and discussed in future articles.

Now that you know the limits, you should know what happens when exceed the limit. Man hit, you can come after your wealth. Looking at the possibility of increasing the limit to protect the family nest egg. Again, this is only a summary only of the vaccine is not recommended for under the amendment. I beseech you to read your policy and talk to the dealer for details.

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